Commission VAT and SEPA calculator

Estimate the real cost of an EU affiliate commission with VAT and payment fees included.

A free tool to check what you actually pay beyond the net commission.

Commission settings

Enter the net amount and the affiliate country. The estimate updates immediately.

Affiliate payment amount before VAT.

Number of SEPA debits or transfers to process.

The selected country's standard VAT rate is used for the estimate.

Affiliate VAT status

Estimated merchant cost

France, standard VAT 20%

Total net commission€2,000.00
Estimated VAT€400.00
Stripe France SEPA fees€0.70
Total cash-out€2,400.70
VAT + SEPA extra cost20.04%

This estimate uses standard VAT rates and a SEPA fee of €0.35 per successful payment. It is not tax advice and does not account for any VAT recovery available to your business.

Next step

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What the calculator includes

This v1 covers the most common checks for quickly estimating affiliate commission cash-out in Europe.

1

Net commission

The base amount due to the affiliate is multiplied by the number of payments.

2

Standard VAT

The selected country's standard VAT rate is applied when the affiliate is VAT registered.

3

SEPA fee

The estimate adds €0.35 per successful payment, based on Stripe France pricing.

Frequently asked questions

Why add VAT to an affiliate commission?
When a VAT-registered affiliate invoices a commission, VAT can be added on top. The merchant should plan a cash-out above the net commission.
Are SEPA fees always €0.35?
No. This v1 uses Stripe France pricing to keep the estimate clear. Your real fee can vary by contract, country, or volume.
Why only 6 countries?
The launch covers the most useful EU countries for a first estimate. The goal is clarity, not a complete tax engine.
Does RefCampaign automate these costs?
RefCampaign centralizes commissions and program rules to reduce manual calculations. Final tax treatment still depends on your accounting rules.